Paradise Valley Mortgage Broker
Find a Paradise Valley, Arizona (AZ) mortgage broker. We have access to several Paradise Valley mortgage lenders who are competing for your business. Let us do the shopping for you.
Paradise Valley, Arizona is home to 14,102 residents and many luxurious houses. This affluent town has been reporting that the housing market is strong for both buyers and sellers. Paradise Valley is just a short drive away from Scottsdale and Phoenix.
Arizona Loan Facts
- Community Property State - Since Arizona is a community property state, you must include the liabilities of both the husband and the wife when calculating debt-to-income ratios for a Arizona mortgage. You can still do a loan in one name, however, you must include the liabilities of both the husband and the wife.
- Low Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. Arizona is classified as a low closing cost state due to lower than normal title fees and other closing fees.