Surprise Mortgage Broker
Find a Surprise, Arizona (AZ) mortgage broker. We have access to several Surprise mortgage lenders who are competing for your business. Let us do the shopping for you.
Surprise, Arizona has a population of 44,659 residents – a 44.6% increase from 2000 to 2002. Reports are stating that the city has one of the strongest sellers markets in the country. Surprise is just a short 10 mile drive from Phoenix.
Arizona Loan Facts
- Community Property State - Since Arizona is a community property state, you must include the liabilities of both the husband and the wife when calculating debt-to-income ratios for a Arizona mortgage. You can still do a loan in one name, however, you must include the liabilities of both the husband and the wife.
- Low Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. Arizona is classified as a low closing cost state due to lower than normal title fees and other closing fees.