Fremont Mortgage Broker
Find a Fremont, California (CA) mortgage broker. We have access to several Fremont mortgage lenders who are competing for your business. Let us do the shopping for you.
Fremont, California is home to over 205,000 residents. Fremont has a history of being a strong sellers market and continues to be so today. With a median house value at $363,400, sellers are enjoying the increasing house values. Fremont is within a comfortable driving distance of San Jose and the Bay Area.
California Loan Facts
- Community Property State - Since California is a community property state, you must include the liabilities of both the husband and the wife when calculating debt-to-income ratios for a California mortgage. You can still do a loan in one name, however, you must include the liabilities of both the husband and the wife.
- Low Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. California is classified as a low closing cost state due to lower than normal title fees and other closing fees.