Fullerton Mortgage Broker
Find a Fullerton, California (CA) mortgage broker. We have access to several Fullerton mortgage lenders who are competing for your business. Let us do the shopping for you.
Fullerton, California is home to the California State – Fullerton campus and more than 128,000 residents. Located in the heart of Orange County, the city takes pride in its business, community and diversity. Reports are stating that Fullerton is a very strong sellers market. Homes are receiving many offers, which have been giving the seller leverage. The median house value in Fullerton is $241,900.
California Loan Facts
- Community Property State - Since California is a community property state, you must include the liabilities of both the husband and the wife when calculating debt-to-income ratios for a California mortgage. You can still do a loan in one name, however, you must include the liabilities of both the husband and the wife.
- Low Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. California is classified as a low closing cost state due to lower than normal title fees and other closing fees.