Huntington Beach Mortgage Broker
Find a Huntington Beach, California (CA) mortgage broker. We have access to several Huntington Beach mortgage lenders who are competing for your business. Let us do the shopping for you.
Huntington Beach, California is home to over 190,000 residents. This community offers 9 miles of beautiful beaches, great shopping, and year-round gorgeous weather. With some of the most beautiful oceanfront homes available, the housing market remains steady and strong. The median house value is $311,800.
California Loan Facts
- Community Property State - Since California is a community property state, you must include the liabilities of both the husband and the wife when calculating debt-to-income ratios for a California mortgage. You can still do a loan in one name, however, you must include the liabilities of both the husband and the wife.
- Low Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. California is classified as a low closing cost state due to lower than normal title fees and other closing fees.