Oceanside Mortgage Broker
Find a Oceanside, California (CA) mortgage broker. We have access to several Oceanside mortgage lenders who are competing for your business. Let us do the shopping for you.
Oceanside, California is home to more than 165,000 residents. Although Oceanside sits on the beach, it remains very affordable. The median house value is $195,800. The housing market is very strong right now and is currently favoring sellers. Oceanside is just a short 30 mile drive from downtown San Diego.
California Loan Facts
- Community Property State - Since California is a community property state, you must include the liabilities of both the husband and the wife when calculating debt-to-income ratios for a California mortgage. You can still do a loan in one name, however, you must include the liabilities of both the husband and the wife.
- Low Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. California is classified as a low closing cost state due to lower than normal title fees and other closing fees.