San Francisco Mortgage Broker
Find a San Francisco, California (CA) mortgage broker. We have access to several San Francisco mortgage lenders who are competing for your business. Let us do the shopping for you.
San Francisco, California is home to the 49ers (NFL), Giants (MLB), the Golden Gate Bridge, and 764,049 residents. San Francisco is known for its ethnic and cultural diversity and beautiful scenery. Reports are stating that the housing market is very strong right now, with prices rising. The median house value is $396,400.
California Loan Facts
- Community Property State - Since California is a community property state, you must include the liabilities of both the husband and the wife when calculating debt-to-income ratios for a California mortgage. You can still do a loan in one name, however, you must include the liabilities of both the husband and the wife.
- Low Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. California is classified as a low closing cost state due to lower than normal title fees and other closing fees.