Santa Ana Mortgage Broker
Find a Santa Ana, California (CA) mortgage broker. We have access to several Santa Ana mortgage lenders who are competing for your business. Let us do the shopping for you.
Santa Ana, California is home to 343,413 residents. Reports are stating that Santa Ana’s housing market is very active and prices are on the rise. The median house value is $184,500. Santa Ana is a comfortable 40 mile drive away from downtown Los Angeles.
California Loan Facts
- Community Property State - Since California is a community property state, you must include the liabilities of both the husband and the wife when calculating debt-to-income ratios for a California mortgage. You can still do a loan in one name, however, you must include the liabilities of both the husband and the wife.
- Low Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. California is classified as a low closing cost state due to lower than normal title fees and other closing fees.