Santa Rosa Mortgage Broker
Find a Santa Rosa, California (CA) mortgage broker. We have access to several Santa Rosa mortgage lenders who are competing for your business. Let us do the shopping for you.
Santa Rosa, California has a population of 153,489 – a 3.8% increase from 2000 to 2002. Experts credit the steady increase in population to the pleasant year-round weather, beautiful scenery, and strong housing market. The median house value is $245,000.
California Loan Facts
- Community Property State - Since California is a community property state, you must include the liabilities of both the husband and the wife when calculating debt-to-income ratios for a California mortgage. You can still do a loan in one name, however, you must include the liabilities of both the husband and the wife.
- Low Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. California is classified as a low closing cost state due to lower than normal title fees and other closing fees.