Sunnyvale Mortgage Broker
Find a Sunnyvale, California (CA) mortgage broker. We have access to several Sunnyvale mortgage lenders who are competing for your business. Let us do the shopping for you.
Sunnyvale, California is home to about 130,000 residents. Being just 12 miles outside of San Jose and within a comfortable drive of San Francisco, Sunnyvale is a very diverse city. Sunnyvale is an affluent city with a very strong and steady housing market. The median house value is $495,200.
California Loan Facts
- Community Property State - Since California is a community property state, you must include the liabilities of both the husband and the wife when calculating debt-to-income ratios for a California mortgage. You can still do a loan in one name, however, you must include the liabilities of both the husband and the wife.
- Low Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. California is classified as a low closing cost state due to lower than normal title fees and other closing fees.