Ventura Mortgage Broker
Find a Ventura, California (CA) mortgage broker. We have access to several Ventura mortgage lenders who are competing for your business. Let us do the shopping for you.
Ventura, California is a beautiful city located an hour north of Los Angeles and a half hour south of Santa Barbara. The housing market in Ventura has long been a sellers market, but is now becoming a market for the buyers. Buyers are enjoying being able to take their time and look and all options available to them.
California Loan Facts
- Community Property State - Since California is a community property state, you must include the liabilities of both the husband and the wife when calculating debt-to-income ratios for a California mortgage. You can still do a loan in one name, however, you must include the liabilities of both the husband and the wife.
- Low Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. California is classified as a low closing cost state due to lower than normal title fees and other closing fees.