Lutz Mortgage Broker
Find a Lutz, Florida (FL) mortgage broker. We have access to several Lutz mortgage lenders who are competing for your business. Let us do the shopping for you.
Lutz, Florida is home to 17,081 residents. Lutz is located just 12 miles outside of downtown Tampa. Many enjoy the beautiful year-round weather and short drives to the beach. The housing market is very active as the inventory is low and the demand for homes is high. Experts are advising buyers to act quickly as homes are selling quickly. The median house value is $134,000.
Florida Mortgage Facts
- Non-Community Property State - Since Florida is a non-community property state, you do NOT need to include the liabilities of your spouse, when applying for a Florida mortgage, if you choose to leave them off of the loan.
- High Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. Florida is classified as a high closing cost state due to higher priced title fees. If you are moving to Florida from another state, be aware of these costs.
- Mortgage Tax State - Be aware, there is a state tax that is assessed on all Florida mortgages. This tax is $5.50 per $1000 of loan amount.