Miami Mortgage Broker
Find a Miami, Florida (FL) mortgage broker. We have access to several Miami mortgage lenders who are competing for your business. Let us do the shopping for you.
Miami, Florida is home to 362,470 residents. Miami is proud of its cultural and ethnic diversity. Residents enjoy great weather and being minutes away from the beaches. The housing market has remained steady in recent years with growth in vacation home sales. The median house value is $120,100.
Florida Mortgage Facts
- Non-Community Property State - Since Florida is a non-community property state, you do NOT need to include the liabilities of your spouse, when applying for a Florida mortgage, if you choose to leave them off of the loan.
- High Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. Florida is classified as a high closing cost state due to higher priced title fees. If you are moving to Florida from another state, be aware of these costs.
- Mortgage Tax State - Be aware, there is a state tax that is assessed on all Florida mortgages. This tax is $5.50 per $1000 of loan amount.