Augusta Mortgage Broker
Find a Augusta, Georgia (GA) mortgage broker. We have access to several Augusta mortgage lenders who are competing for your business. Let us do the shopping for you.
Augusta, Georgia is the home of much history as it is the oldest city in the state of Georgia. Augusta is a town that epitomizes what has become to be known as “southern hospitality”. The housing market is extremely active as houses are only on the market for several days. Experts are advising buyers to act quickly before their house is sold or before prices go up.
Georgia Mortgage Facts
- Non-Community Property State - Since Georgia is a non-community property state, you do NOT need to include the liabilities of your spouse, when applying for a Georgia mortgage, if you choose to leave them off of the loan.
- High Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. Georgia is classified as a high closing cost state due to higher priced title fees. If you are moving to Georgia from another state, be aware of these costs.
- Mortgage Tax State - Be aware, there is a state tax that is assessed on all Georgia mortgages. This tax is $3.00 per $1000 of loan amount.