Columbus Mortgage Broker
Find a Columbus, Georgia (GA) mortgage broker. We have access to several Columbus mortgage lenders who are competing for your business. Let us do the shopping for you.
Columbus, Georgia is home to more than 185,000 residents. Columbus is located on the western border of Georgia and is just a 90 mile drive from Montgomery, Alabama. The housing market has been shifting from a seller’s market to a neutral market in recent years. The median house value is $84,100.
Georgia Mortgage Facts
- Non-Community Property State - Since Georgia is a non-community property state, you do NOT need to include the liabilities of your spouse, when applying for a Georgia mortgage, if you choose to leave them off of the loan.
- High Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. Georgia is classified as a high closing cost state due to higher priced title fees. If you are moving to Georgia from another state, be aware of these costs.
- Mortgage Tax State - Be aware, there is a state tax that is assessed on all Georgia mortgages. This tax is $3.00 per $1000 of loan amount.