Boise Mortgage Broker
Find a Boise, Idaho (ID) mortgage broker. We have access to several Boise mortgage lenders who are competing for your business. Let us do the shopping for you.
Boise, Idaho has a population of 185,787. Boise, the capital of Idaho, is known for their strong sense of community and ideal atmosphere for families. Boise also meets the needs of those who live an active lifestyle with skiing, rafting, hiking, and fishing locations available throughout the area. The housing market has remained steady in recent years. The median house value is $120,700.
Idaho Loan Facts
- Community Property State - Since Idaho is a community property state, you must include the liabilities of both the husband and the wife when calculating debt-to-income ratios for a Idaho mortgage. You can still do a loan in one name, however, you must include the liabilities of both the husband and the wife.
- Low Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. Idaho is classified as a low closing cost state due to lower than normal title fees and other closing fees.