Rochester Mortgage Broker
Find a Rochester, New York (NY) mortgage broker. We have access to several Rochester mortgage lenders who are competing for your business. Let us do the shopping for you.
Rochester, New York has a population of 219,773. Rochester is known for its great public schooling, beautiful nature and great views on the lakefront. The housing market has remained relatively steady in recent years as the population has been fairly constant. The median house value is $61,300.
New York Mortgage Facts
- Non-Community Property State - Since New York is a non-community property state, you do NOT need to include the liabilities of your spouse, when applying for a New York mortgage, if you choose to leave them off of the loan.
- High Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. New York is classified as a high closing cost state due to higher priced title fees. If you are moving to New York from another state, be aware of these costs.
- Mortgage Tax State - Be aware, there is a state tax that is assessed on all New York mortgages. This tax varies per county.